• BadCredit Equipment Finance

    For Bad Credit Clients

    Leading Provider

    We overcome the problems you've had finding equipment finance with bad credit.

  • ApplyNow

    Fast track your finance with our online option.


    We source the right finance for your needs.

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Bad Credit Equipment Finance

Are you looking for equipment, but you've got a bad credit rating?  

Intellichoice specialises in the difficult-to-get loans and we've been successfully providing bad credit car loans to clients all over Australia.  There are many reasons why people find themselves with a bad credit raing.  You may have been turned down by the banks but here at Intellichoice, we may be your second change at the vehicle you need.


Whether it’s a truck, plant or equipment, Intellichoice provides the best finance options for clients with bad credit.  Our specialist team have been sourcing the difficult-to-get loans for business owners, for years.

If it’s fast, hassle-free equipment, plant or truck loans you need, Intellichoice have the answers.  We know what we’re doing with bad credit loans for business owners looking to finance their vehicles, plant and equipment.  Through our arrangements with our lenders we can find the deals that other brokers can’t match.

Clients keep coming back to us for their commercial and business needs. 

If you’ve found the ideal item, vehicle or piece of equipment, come and speak to us and we can walk you through the relevant finance options.

  • Fast approval
  • Used vehicle and equipment
  • Low doc truck loans available
  • Only need proof of income – tax returns not essential
  • Paid defaults are fine
  • New ventures or owner-driver second trucks
  • Fixed or flexible monthly repayments
  • Flexible terms
  • Vehicle and Fleet Leasing
  • Earthmoving loans: bobcats, excavators
  • Heavy commercial vehicles: semi-trailer, tractors, prime-movers, buses, coaches, trailers
  • Plant and equipment loans: printers, factory equipment, robotic machinery, manufacturing equipment
  • Forklift and Materials Handling Equipment
  • Computer/Office: servers, computers, desk, furniture, wiring
  • Agricultural Equipment: harvesters, helicopters, airplanes, agricultural machinery, livestock management equipment, vehicles, trucks
  • Shop Fitouts: fitouts for commercial retail and other commercial property
  • Healthcare/Laboratory Equipment: dental, surgery, hospital, biomedical and other tools 
  • Boat and other marine finance
  • Tailored Customer Care


Do you think you might have a bad credit but not sure ?  If you think so, you can obtain a credit check.   If you've just been knocked back by your bank, call our Customer Care team on 1300 55 10 45.