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Whether you need to renovate your home, plan for a holiday or wedding or need to consolidate your debts, a mortgage broker from Intellichoice can help you with a personal loan to make it happen.

A personal loan is essentially a lump sum of money that you borrow from a mortgage lender. Personal loans are generally meant for personal use only. That is, the money must be wholly or predominately for personal or domestic use. Personal loans cannot be taken out for business use, such as starting a business, stock for a business or to purchase a car for the business. If you do require a loan for your business or to purchase inventory, we have alternative business finance solutions to suit your needs.


There are many reasons why individuals apply for a loan.  They may be looking for the home they’ve been dreaming for, a car or simply to go on a holiday.  At times we need something in a hurry and simply don’t have the budget to fund it straight away.

Sourcing the finance for what you want doesn’t have to be a burdensome thing.  With Intellichoice, we can help advise and source the right options for you, through our specialist team of experts.

Things you will need to think about when applying for a personal loan are:

1. Confirm your credit rating scoring – your record of credit rating will play a role in the success of your application.  If you have had bad credit, some lenders may not want to approve your loan application.  Intellichoice are specialists in bad credit loans, so don’t despair, you may still be eligible.

2. Use a specialist – avoid all the pitfalls of loan conditions, let a specialists do the leg work for you and work on your side to provide inside knowledge and expertise.

Intellichoice are proud experts in personal home loans, owner builder loans, car loans, self managed super fund loans and all types of other home loans.

Our wide range of personal loan products offer flexibility to help finance your personal needs, so whatever your requirements, speak to the mortgage brokers at Intellichoice on 1300 55 10 45 and let us help you find a personal loan to fit your needs.