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Personal Loan
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intellichoice
What is A Personal Loan?
A personal loan is a type of installment loan that you can use for various purposes that require a one-off expense, whether it’s to pay for emergency bills, if you need funds for a wedding, or even something as simple as traveling for leisure, and many more.
Personal loans are straightforward – you don’t need to use collateral to secure the loan, and it is a much faster process than taking out a mortgage. Personal loans typically range from $1,000 to tens of thousands of dollars, given in one lump sum. Installment repayments span one to five years.
Our financial experts can find the best personal loan rate deals in the market. With a superior package, you can actually save money in the long run as you will have to pay less on interest. A personal loan is an easy solution when you need to pay for something special. Let our loan specialists get the best deals for you.
Want to enquire about a personal loan?
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intellichoice
Should You Get A Personal Loan?
Before going ahead with a loan, you must ensure you have a valid reason for taking out a personal loan. Make a plan for how you will use the funds and if you can repay (with interest) within the given timeframe specified in the loan.
Personal loans can be used for almost anything, although some lenders may impose restrictions. But as with any loans, personal loans should be utilized to bump up your funds to help you in a meaningful way.
Intellichoice loan specialists are here for all your personal loan questions. We find the products that are best suited to your needs. With our help, you can spend money on a crucial expense and pay lower interest rates afterward. We find the right solution every time.
Interested in getting a personal loan?
Here are some instances when you may need a personal loan:
- Debt consolidation.
A personal loan can alleviate your monthly high-interest debts from credit cards, allowing you to make a single payment for all debt but with a lower interest rate. - Home remodeling.
If you don’t have equity in your home or choose not to get a home equity line of credit, a personal loan can give you additional funds for major repairs like electrical, plumbing, or structural upgrades. - Emergency expenses.
Personal loans can pay for sudden emergencies (e.g., medical bills, funeral costs, new appliances, etc.) The non-secure and quick disbursement make it a good option for unforeseen circumstances. - Wedding costs.
If you want a more lavish wedding and you have a fixed income source that can shoulder the personal loan repayments, this is a great option to finance the expenses upfront without dipping into your savings. - Vacation costs.
Planning a dream vacation? If you are comfortable making repayments for a once-in-a-lifetime destination, a personal loan can get you the funds to make it happen.
- Debt consolidation.
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WE ARE TRUSTWORTHY
Why Partner with Intellichoice?
We do the legwork. Our technology and experience enable lender rate comparison, which provides the best products for you. Spend time planning for how you will utilize the personal loan, and not with finding lenders.
Minimise your risks. From facilitating fast loan applications to explaining the terms of repayment, we advocate for our clients so that they get the financial expertise they need.
Work with a responsive team. We aim to work closely with clients to keep the communication lines open. Our financial specialists understand the gravity of loan decisions, so we are always available for consultations.