Darin from Intellichoice talks of the process for Owner-Builder Loans-and why a specialist is needed This video will provide insight into why specialist knowledge is needed for setting up and using Owner-Builder Loans. When choosing people to help with these types of projects it is absolutely critical that the broker or lender has an in-depth […]
[featured-video-plus] Owner Builder Lending Easier with Intellichoice This video will provide insight into how to prepare for Owner Building with the aim of making the build and loan management process significantly easier. Knowing up-front what is required supports the project to be fluid and consistent through to completion. A common mistake made by Owner Builders […]
Understanding How Intellichoice Approaches Trade Finance for their Clients Watch this video to gain an understanding of how Trade Finance is used when companies are looking to import goods or finished products into Australia. Accessing Trade Finance can facilitate rapid growth because through Trade Finance, the company is not limited to the traditional “Bricks & […]
Say what you like about Banks and Bank Managers, there is one simple and inescapable fact. They are in business to make money. As a result, they assess loans on the basis of profit and risk. Banks and other financial institutions have 50 years experience worth with Owner Builders and over that time they have […]
What is the Situation with Owner Builders in Queensland? In all states and territories within Australia except Queensland, you can get “Builders Warranty Insurance”. This is insurance that “is acquired by the builder and issued to the homeowner to protect them against loss due to non-completion, defects and breach of statutory warranties by the builder. […]
Why are the cost savings so significant when you Owner Build? In its simplest definition, an Owner Builder assumes responsibility for the construction or renovation of a home. “Not so hard,” I hear you say? In reality, what it means is that you are in charge of every single thing to do with that house. […]
Not everyone is as passionate about Owner Builder Loans as Jo King of Intellichoice Not everyone is as passionate about Owner Builder Loans as Joanne King of Intellichoice, a Brisbane based company that specializes in obtaining finance for Owner Builders. According to Jo, the client projects that give her the most satisfaction are the ones […]
Why Should I Use Intellichoice? When you become an Owner Builder, you take on the responsibility of managing all the elements of your project. You are in charge of everything, from tradesmen to insurance to materials and everything in between. It also means you are in charge of the financial aspect of the project. Unless […]
Top Tips for Successfully Owner Building a Project At Intellichoice, we’ve been helping Owner Builders turn their dream houses into a reality for more than ten years. We’ve seen lots of people embark on the Owner Builder adventure and we’ve learned (sometimes the hard way) the most common mistakes that can trip people up and […]
How Does the Process Work at Intellichoice? We do things a little differently at Intellichoice and our system has helped many hundreds of Owner Builders successful finance their projects over the years. Step One Our first client contact usually is usually a phone call or an email. At that point, we get a little bit […]
Why Do Banks Value Owner Builder Projects Differently? One of the key pieces of information Banks and Financial Institutions use to assess loans is the End Market Value which, as the name suggests is the value of the property once the renovation or build is completed. When valuing a standard construction home loan contract – […]
What Do I Need to Know About Insurance for Owner Builders One of the most important things to consider about becoming an Owner Builder, even before you establish how and from who you are going to get Owner Builder finance, are the legal implications that come along with that decision. The legislation for owner builders […]
Can I Use My Normal Home Loan to Be an Owner Builder? There are many reasons why it pays to use a qualified and experienced broker to help you get an owner builder loan. We have many examples of stories where people have been terribly disappointed because they got a loan (or tried to) using […]
Save a Fortune and Build your Own Home as an Owner Builder The first step in obtaining an owner builder loan is sitting down and determining exactly what your individual circumstances are. What kind of house or renovation are you looking to do? What is your income? What are your assets? How much money do […]
Is it Hard to Get Finance as an Owner Builder? It can be challenging and frustrating but can being an owner builder can also be ultimately rewarding. One of the best tools you can arm yourself with before you start is information and knowledge. Before you decide to be an owner builder, you need to […]
Don’t Become an Owner Builder Without the Right Finance Building your own home or renovation is potentially one of the biggest projects most people undertake and becoming an owner builder can be an even bigger challenge and the decision should not be taken lightly. One of the main reasons that people become owner builders is […]
Building loans are different from normal home loans because they are usually used to finance a construction or building project of some sort. The lender usually values the project based on how much it will be worth once all construction is complete. There is a perceived added risk in the process of building loans as […]
Are building loans the right choice for you? Although it isn’t the right choice for everyone, building a new home or renovating an existing home using a building loan can mean that you end up with exactly the home you want. No longer do you have to compromise and put up with the end results […]
Why Your Project Needs to be Financed with a Construction Home Loan The great Australian dream of owning your own home is an extremely strong part of our culture. Many people plan and save for their homes for years only to find that they can’t find the house that is exactly what they are searching […]
How Construction Home Loans Work The decision to build a new home using a construction home loan can be an extremely rewarding one. There are many reasons why people choose to build their own property. One of the most common is that by doing it this way, your home can be built exactly the way […]
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