Most Australians either have a credit card, a personal loan or both. If you have several accounts and loans to pay off, it can really be overwhelming. For some Aussies, carrying too much credit card debt and having loans becomes a dilemma, placing them in a stressful situation. If you are torn between repaying your […]
Do you own a house and would want to sell it but it happens to be under mortgage? Most houses in Australia, almost two-thirds of the population, own a home through a mortgage. After paying for your mortgage owned home for quite some time, you have finally decided to sell your property? Is this possible […]
Borrowing to avail a home is common in Australia. This is also possible for Australian citizens living and working abroad. However, the process is daunting compared to applying for regular home loans. To increase your chances of getting a home loan approved, even while living abroad, here are some tips you can follow for a […]
Some Australians living or working overseas still longs to go back to their homeland and build their dream home. You may not need it for now, but eventually, in the future, you will long to have your own home back in Australia. However, purchasing a home in cash is not easy. It has become a […]
Getting your first car, even your second is exciting. You can easily get a new car nowadays with a loan, especially with a good credit standing by your side. However, even with a steady income and stable personal finance, taking time to think before applying for a car loan is still essential. Finding the right […]
What happens when you miss a home loan repayment? Before you are faced with this situation, you should act fast even before or after missing a home loan repayment. If you feel like you won’t be able to fund your check or if you are honestly going to be late for loan repayment, fix the […]
Real Estate Commercial Loan are types of mortgage that are granted over the purchase of commercial property. This is different from a home loan as it does not require an LMI for low-deposit loans and have shorter loan repayment terms. Properties purchased for business use are considered commercial loans. A perfect example would be office […]
Moving to your new home is exciting. Finally having a place you can call home is personally satisfying, it is an achievement. However, moving to a new home is not always easy. Depending on the things you own, and the furnishings you would want to include in your new home, you may have to pack […]
In Australia, there are many types of insurance offered in the market. General insurance covers almost everything that does not involve life. General Insurance covers non-life insurance policies. This may include: Aircraft Bond Construction Insurance Consumer Credit Compulsory Third Party Insurance Cyber Risk Defamation Engineering Extended Warranty Farm, Crop, and Livestock General Property, Home and […]
Getting a home loan approved and repaying for one is a tough feat, even to those with good credit standing. Easier repayment scheme begins with getting a low mortgage rate approved on your application. Here are some tips you can follow to reduce your home loan rates and get the best deals possible for your […]
Pepper Money Loans had been known to be Australia’s leading non-bank specialist lending institution that works through several affiliated mortgage brokers. They are also a wholesale funder for several non-bank financial institutions. This non-conforming lender has been a trusted and reliable partner to Intellichoice Finance through the years. Specialist lenders were first designed to cater […]
A bad credit car loan makes it possible for you to secure your dream car. With a stable job and another source of income, you have managed to pay your car finance regularly and ahead of time, building your credit positively in the process. You have better control over your finances and even managed to […]
Applying for a refinance home loan is a good step to improve your finances. However, there are a few things to consider to fully maximize the advantages of a home loan refinancing. Getting a good grasp on how your home loan works make it easier for you to weigh if merging your personal loans into […]
Sound personal finance can make your adult life a less stressful one. Financial freedom can sometimes be difficult to achieve but, is possible. Understanding your finances is the first step in determining how to improve your current financial situation. An income calculator can also help you determine how much you are really making, and how […]
Your credit score is a reflection of your finances. Your credit report is accompanied by a credit report that includes a list of your debts or credit standings. This includes your bill payments, utilities, loans and credit cards. There report also includes your savings account, giving you a bigger picture of how your finances are. […]
Beginning a new year in a new home would be a great gift for yourself and your family. However, buying a new home is not a walk in the park even if you have the resources to do so. Buying a home involves a process, and the process may take longer if you require home […]
No credit check loans are real, but there are clauses and conditions attached to it. To be able to understand if a no credit check loan is indeed beneficial on your end, continue reading this post. There are personal loans that do not require a credit check. However, no credit check loans can be costly, […]
Are you planning to buy your first home? Are you really ready to take the plunge? There are several considerations to keep in mind before securing your very first home. Your budget, the location, the neighborhood, the loan term, and many other factors help you decide if it is indeed time for you to buy […]
Are you looking into investing in property through a home loan? There are several factors to consider when investing in a property, even more, when you are financing this purchase via a home loan. An investment property is an ideal venture you could explore when aiming to put your money into something that grows and […]
There are several personal loans available in Australia. Knowing which personal loan is best and suited for your budget and your financial circumstance is a challenge. Here is a compilation of the existing personal loan rates in Australia. This may help you decide which Compared to other types of loans out in the market today, […]
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