Committing to a mortgage or home loan can be one of the largest financial decisions a person will make in their life. Having a home loan for 30 years seems unrealistic when trying to visualise what that might look like in future. Given that so many changes can occur over someone’s life it almost seems surreal. Having the right person to guide you in this journey can be absolutely critical and comforting when relying on a professional to give unbiased advice, so having qualified, experienced and industry recognized brokers such as those at Intellichoice just makes sense.
Committing to a mortgage –from loan application to finishing your project — is a major obligation, if not the biggest financial decision, you will make in your life. A mortgage can last for up to 30 years and it is a long-term commitment. With this, you need to make sure you have the right person on board to guide you, but more importantly one who is knowledgeable, qualified, and experienced in the industry.
Getting to know your personal situation is critical, and although it can sometimes feel you are being asked to cough up everything, it really is in your best interest for us to do so. Data matching and big data are used extensively by lenders today so trying to hide relevant information-doesn’t really pay off in the long run when an application is made. So it is far better we ask questions now to perhaps allow time to get affairs in order before making an application, and that way more confidence in getting an approval becomes self-evident.
With 20 years of experience for many of our brokers we have seen many applications. Through booms and busts economically and in the property market can mean a steady hand is required when making life changing events. Through the pandemic and global challenges we have kept up to date on relevant legislation and Best Interest Duty (BID) implemented in 2021 and this in turn means your situation however unique is a solution based proposal for longer term satisfaction.
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Our business has been operating for 18 years— having gone through economic recessions (and shrugged it off!), GFC, introduction of technology, Covid19—and we are thriving still! We are agile, flexible, and remain resilient to most unexpected conditions the market has presented. All our brokers have at least 12 years worth of solid experience in the industry. With this knowledge, we have the technical know-how and sound industry experience in the field. We’ve evolved and adapted amid all the changes and challenges the industry has seen!
Not every mortgage or loan is ever the same, everyone’s situation is completely different. Over the past 20 years we are yet to see one application identical to another Through structure, diligence, continuous research, and the right attitude, we look at your current and future situation at a personalised level. That way, we can tailor fit a plan that not just meets your basic needs but compliments your whole life. We guarantee to provide each of our clients a totally bespoke service so they can get the right product.
Mortgages have many details that must be attended to before from start to finish. Overlooking one little aspect can delay it—costing time, money, and oftentimes lead to frustration. We use the same tools as other leading mortgage service providers in the industry, as well as many of our own custom-designed processes to ensure positive outcomes for almost all who apply with us. Technological advancements mean we are always looking to improve on an already thorough system via implementing better loan management systems when proven.
All our team members have both the education from reputable recognized institutions and industry experience to back their portfolio. We are in constant watch and proactively analyzing what is happening in the world, to ensure we remain flexible to meet your needs and provide sound services to our clientele. We have been around for almost two decades and counting.
At Intellichoice, we believe that learning is a continuous process and it doesn’t end in the four corners of the universities and educational institutions . We make sure that our team members are maintaining not only the regulatory and compliance training, but are actively involved in their ongoing professional development, product knowledge, and best practices through continued education and acquisition of industry experience.
We have access to over 60 lending companies with great relationships across the whole supply chain. We keep these healthy connections with our linkages to better serve YOU.
We are licensed and compliant with all government regulations through AFCA, ASIC, APRA and we are active members of the MFAA. On top of that, we adhere to the Code of Practice instituted by the Mortgage & Finance Association of Australia.
We know what it is like to go through the financing process as most of our team members have their mortgages themselves. They are familiar with the worries our clients have—so you are guaranteed that they know exactly what you feel.
Our business has been operating for 18 years— having gone through economic recessions (and hrugged it off!), GFC, introduction of technology, Covid19—and we are thriving in it.still!. We are agile, flexible, and remain resilient to most unexpected conditions the market has presented. All our brokers have at least 12 years worth of solid experience in the industry. With this knowledge, we ave the technical know-how and sound industry experience in the field. We’ve evolved and adapted amid all the changes and challenges the industry has seen!
No mortgage is ever the same; everyone’s situation is completely different. Through structure, diligence, continuous research, and the right attitude, we look at your current and future situation at a personalised level. That way, we can tailor-fit a plan that not just meets your basic needs but compliments your whole life. We guarantee to provide each of our clients a totally bespoke service so you can get the right product.
Mortgages have many details that must be attended to before from start to finish. Overlooking one little aspect can delay it—costing time, money, and oftentimes lead to frustration. We use the same tool as other leading mortgage service providers in the industry—checklists and several of. This system, which may appear very crude and basic, is the very tool that is being used in different fields such that of airlines, and hospitals, among others. This is a low-tech tool that has been shown to save lives, and it can save a mortgage.
All our team members have both the education from reputable universities and industry experience to back their portfolio. We are in constant watch and proactively analyzing what is happening in the world, to ensure we remain flexible to meet your needs and provide sound services to our clientele. We have been around for almost two decades and counting.
At Intellichoice Finance., we believe that learning is a continuous process and it doesn’t end in the four corners of the universities. We make sure that our team members are at a constant search for the best practices through continued education and acquisition of industry experience.
We have access to over 60 lending companies with a great relationship across the whole supply chain. We keep these healthy connections with our linkages to better serve YOU.
We are licensed and compliant with all government regulations, an active member of the MFAA. On top of that, we adhere to the Code of Practice instituted by the Mortgage & Finance Association of Australia.
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