Getting a Home Loan in Australia It’s not just fashion that comes back! There is a current Government Review into Bankers Lending Policies, making this six-year-old video extremely relevant. This video demonstrates how the world turns – we are back to where we were before banks started making credit easier to obtain! Video Transcript: How […]
Best Inventory Loans for Your Business 2019 Are you a small business owner in need of financing? Are you fed up with stuck-up Australian banks that make you go through hoops to get it? Then it is time to go all in with Inventory Loans. Considering the small business division utilizes almost a large portion […]
Hоw tо Get an Mоrtgаgе Withоut Dосumеntеd Inсоmе Gеtting a hоmе mоrtgаgе gеnеrаllу invоlvеѕ thе аррliсаnt рutting together mоuntаinѕ оf documents аnd рlасеѕ undеr the microscope every single fасеt оf their finаnсiаl position. Aррliсаntѕ in ѕtеаdу еmрlоуmеnt usually fаrе bеѕt with traditional lеndеrѕ. Sеlf employed persons, people оn a реnѕiоn, рrоfеѕѕiоnаl invеѕtоrѕ and other people […]
Why having a Loan set up with Experienced Brokers is a lot different to having one set up by a Bank This video explains the differences between loans put in place by banks or inexperienced brokers and the risks you are exposing yourself to by doing so. Risks can be mitigated by having a better […]
How Easy it is to Access a Home Loan in Australia Having a nice cozy home in Australia is everyone’s dream. Whether you want a home for your family or for yourself, which place can be better other than Australia with beautiful beaches and amazing summers. There are different types of mortgages available in Australia […]
Reason Why You Should Get Life Insurance Life insurance is very vital for one’s life but unfortunately, only a few people are well aware of this. It is very easy to purchase a policy when you are young and relatively healthy than when you are old. The longer you wait, the greater are the chances […]
Owner Builder Loans: How it Works, Benefits, Things to Consider Owner builder loans are hard to get. This is because owner builders are generally thought of as high-risk borrowers by banks and loan companies. In any event, an owner builder loan can help you get much-needed funds for your project. Below are a few primers […]
Intellichoice Provides Examples of the Most Commonly Asked Questions Regarding Funds from an Owner builder Loan This video will provide some of the most commonly asked questions that Owner Builders ask about how the funds from an Owner Builder loan are accessed (drawn) during their individually tailored building stages. Understanding the difference between Owner Builder […]
Darin from Intellichoice talks of the process for Owner-Builder Loans-and why a specialist is needed This video will provide insight into why specialist knowledge is needed for setting up and using Owner-Builder Loans. When choosing people to help with these types of projects it is absolutely critical that the broker or lender has an in-depth […]
[featured-video-plus] Owner Builder Lending Easier with Intellichoice This video will provide insight into how to prepare for Owner Building with the aim of making the build and loan management process significantly easier. Knowing up-front what is required supports the project to be fluid and consistent through to completion. A common mistake made by Owner Builders […]
Understanding How Intellichoice Approaches Trade Finance for their Clients Watch this video to gain an understanding of how Trade Finance is used when companies are looking to import goods or finished products into Australia. Accessing Trade Finance can facilitate rapid growth because through Trade Finance, the company is not limited to the traditional “Bricks & […]
Say what you like about Banks and Bank Managers, there is one simple and inescapable fact. They are in business to make money. As a result, they assess loans on the basis of profit and risk. Banks and other financial institutions have 50 years experience worth with Owner Builders and over that time they have […]
What is the Situation with Owner Builders in Queensland? In all states and territories within Australia except Queensland, you can get “Builders Warranty Insurance”. This is insurance that “is acquired by the builder and issued to the homeowner to protect them against loss due to non-completion, defects and breach of statutory warranties by the builder. […]
Why are the cost savings so significant when you Owner Build? In its simplest definition, an Owner Builder assumes responsibility for the construction or renovation of a home. “Not so hard,” I hear you say? In reality, what it means is that you are in charge of every single thing to do with that house. […]
Not everyone is as passionate about Owner Builder Loans as Jo King of Intellichoice Not everyone is as passionate about Owner Builder Loans as Joanne King of Intellichoice, a Brisbane based company that specializes in obtaining finance for Owner Builders. According to Jo, the client projects that give her the most satisfaction are the ones […]
Why Should I Use Intellichoice? When you become an Owner Builder, you take on the responsibility of managing all the elements of your project. You are in charge of everything, from tradesmen to insurance to materials and everything in between. It also means you are in charge of the financial aspect of the project. Unless […]
Top Tips for Successfully Owner Building a Project At Intellichoice, we’ve been helping Owner Builders turn their dream houses into a reality for more than ten years. We’ve seen lots of people embark on the Owner Builder adventure and we’ve learned (sometimes the hard way) the most common mistakes that can trip people up and […]
How Does the Process Work at Intellichoice? We do things a little differently at Intellichoice and our system has helped many hundreds of Owner Builders successful finance their projects over the years. Step One Our first client contact usually is usually a phone call or an email. At that point, we get a little bit […]
Why Do Banks Value Owner Builder Projects Differently? One of the key pieces of information Banks and Financial Institutions use to assess loans is the End Market Value which, as the name suggests is the value of the property once the renovation or build is completed. When valuing a standard construction home loan contract – […]
What Do I Need to Know About Insurance for Owner Builders One of the most important things to consider about becoming an Owner Builder, even before you establish how and from who you are going to get Owner Builder finance, are the legal implications that come along with that decision. The legislation for owner builders […]
