Purchasing Your Own Home is an Important Life Milestone for Many People Buying a home with poor credit file is not impossible. There’s a possibility that some lenders will be able to recognize that poor credit doesn’t necessarily mean you will default on a mortgage due to uncontrollable life events, such as suddenly losing your […]
Car Loan: Acquiring a Car through Flexible Terms A car loan is a common type of lending that can help you purchase a car. There are many types of financial services that can help you acquire your first or second automobile. Bad credit car loans are options best suited for borrowers with bad credit or […]
What is Asset Finance? Asset finance is a type of lending that gives you access to business assets such as equipment, machinery, and vehicles or enables you to release cash from the value of assets you already own. It allows you to buy the equipment that you have to conduct your business. These loans are […]
Applying for a personal loan will require you to prepare several documents that will help lenders identify your financial commitments and understand your current financial status. The more accurate your credit history is, the more likely we can help in reaching out to lenders with loan offerings perfect for your needs and your repayment capabilities. […]
A Combination or Split Home Loans Allows You to Customize the Home Loan A combination or split home loans allow you to customize the home loan and bring together the benefits of a variable home loan and a fixed home loan into a single loan. You can also nominate how much of your home loan […]
At Intellichoice, we pride ourselves on doing a lot of research to help our clients to obtain owner builder construction loans. We use RPData and Real Estate .com and well as many other industry tools. The main reason we put so much effort into our research is that we need to be able to present to […]
Why do People Owner Builder It’s a question we get asked a lot and the best way I can answer it is to put it in the words of a customer who completed their home last week after a nine-month construction phase. “Ever since I met my wife, we have spoken about our dream house. […]
Thank you for making my dreams come true Here’s another satisfied client. Someone who has turned their owner builder dream into reality. Q1. Overall, how satisfied were you with my services? Excellent Q2. On a scale of 1 to 5 (1 being very poor, 5 being exceptional), how would you rank your overall experience with […]
What’s it really like to be an Owner Builder? Geoff shook his head glumly. “That’s the third bank that knocked us back. Each time I speak with anyone, they are all really enthusiastic right up until I mention that we want to owner build. When I do, it’s like I just grew another head – […]
The real story about Owner Builder Finance Both Sabine and Matt started to speak at the same time. Sabine smiled at Matt over the table “you first..” “I’m not sure….” Matt started hesitantly “but I think I might have found the perfect piece of land that we could build on.” Sabine laughed. “Really? Where? “Not […]
Obtaining inventory finance can be a great way to keep the work in progress running especially for small or new businesses that do not have a credit history or have had some trouble with their credits in the past. It does not only help the business in keeping a backup inventory but it also provides […]
The concept of inventory financing is based on the simple principle of improving your business ability to pay the suppliers .for the smooth generation of inventory. Since most of the work done by the firm is on a credit basis, you have little time in which you receive payments for your sales and pass it […]
Find the Right Trade Finance Our import finance and trade finance services offer you the complete package to help you develop your business profitably and with confidence, giving you more freedom to trade and take advantage of any opportunities that arise. Import finance or trade finance bridges the gap between payment for imports and receipt […]
If you are losing $1,000s in business because of a lack of business cash flow, then invoice finance is the solution for you Australian small and medium-sized businesses often find themselves faced with wonderful market place opportunities but may have difficulty growing or expanding their business due to the strict lending criteria of the banks […]
Owner Builder Loans Australia Your home may be one of the most important purchases you will ever make. It is a big decision and one that may have a long-term impact on your financial strategy. The challenge for an owner builder is to demonstrate to the lender the “intrinsic” value you bring to your project. […]
I have defaulted on my credit file …….will I be able to purchase a car???? There are financiers who provide bad credit car loans and specialists who can source them on your behalf; however, your eligibility will be determined by the nature and the severity of the credit impairment. Keep in mind that a car loan is securitized […]
How SMSF can work in the current climate Self Managed Superannuation funds are a hot topic of conversation at the moment. Some people are concerned about their super not working for them and are just not sure what to do. Not having control of your finances can be unsettling, especially as super is on the […]
Lending for Self Managed Super Funds When people start to turn their attention to their retirement planning and how they are going to fund the sort of retirement lifestyle they are hoping to achieve sooner or later they start to focus on their superannuation and very often, they start to look into lending for SMSF […]
Thinking about becoming an owner builder? There is something satisfying about completing your home as an owner builder, kicking back on the DIY balcony, beer in hand and admiring the view. Along the way, you may have also saved yourself some money and picked up some handy skills. But the fact is – being an […]
The affordable option The great Australian dream of owning a home now extends to those who want to build or renovate the home of their dreams. And it is affordable. Industry figures show that for renovating and extensions alone, the daily spend around the country exceeds $12 million. That means we are spending about $500,000 […]
