Have you ever dreamt of building your own house or renovating the existing one? Building a new home can be like a dream come true for many people but it is very costly and you may not be able to cover all the expenses without giving up on most of your savings. No matter at […]
Owner Builder Renovations George and Mary Ansett were looking to do a major renovation of their existing Colonial workers cottage. They needed more space and so developed plans to raise the house and build in underneath. They started off the project drawing down on the equity they had built up in their loan over the […]
The Tale of an Unprepared Owner Builder Like many couples, Mr & Mrs. Ascott wanted to build their dream home. They weren’t extremely wealthy but they had a bit of cash they could redraw from their loan. They had bought their home 10 years ago and it had appreciated in value significantly. Given the economic […]
Not everyone is as passionate about Owner Builder Loans as Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders throughout Australia. According to our CEO, the client projects that give him the most satisfaction are the ones who have already tried to get finance themselves. “I love it when clients come to […]
Invest in Australian Property Now is your chance to invest in Australian property! There are a lot of different places you can invest your money – business, stocks and real estate. But not all options are low risk or even profitable investments. Why choose Australian property? More and more overseas investors are looking towards Australian […]
I have a paid electricity default on my credit file……will I be able to get a home loan with a mainstream lender? When we talk about blemished credit files, it is common to assume that some type of financial hardship has been experienced and that it will be necessary to explore a bad credit home loan. […]
Unjust Bad Credit File | Bad Credit Home Loans Having an unblemished credit file can be the difference between having to get a bad credit home loan with higher interest rates and fees and getting a loan with lower interest rates and fees through a mainstream lender. Latham Moore & Associates are a consulting firm who specialises […]
Do I need Good Credit to get a Home Loan Your credit score plays a big role in securing personal loans. These loans include home loans, car loans, emergency loans and other loans to be consumed for personal use. There are many advantages when applying for a loan with a good credit score. You get […]
Hints And Tips – Maintaining your Credit File There are times when a course of action can have both a beneficial and adverse outcome. Knowing the consequence of taking or not taking a particular course of action, will permit you to determine which the right choice is for you. Listed below are some of those […]
What Can I Do About Unpaid Defaults On My Credit File Just about everyone experiences financial hardship at some point in their lives. It can occur for a myriad of reasons, loss of employment, a serious medical condition which prevents them from working, relationship breakdowns where you may believe your ex-partner is making repayments when […]
I Have A Bad Credit……..Can I Still Get A Loan? Non-conforming lenders, also known as specialised or sub-prime lenders exist to provide bad credit loans to those people who do not fit with the traditional bank lending criteria. Typically their credit file will have a default, judgment, clear out, Part 9 or Part 10 or bankruptcy listing […]
How Owner Builder Loan Works This video will provide some insight into how we like to set up a loan ‘Draw-Down Stages’ for Owner Builder Loans. Intellichoice will endeavor to facilitate stages in a way that allows as much cash flow to remain with our clients during the home construction building process as possible; this […]
[featured-video-plus] Owner Builder Loan Difference vs Traditional Home Loans Owner builder loans are very different from the traditional home loans that we have in Australia. Unlike the usual mortgages homeowners avail, owner builder loans are more rigorous and require a different set of requirements, unlike regular home loans. In an Owner Builder setup, the client […]
Leaving Australian soon – or maybe already have? There are many things to consider about investing in Australian Property as an Expatriate, including facing potentially significant penalties if you fail to settle on time. Watch this video to gain a deeper understanding of issues that could arise. An Intellichoice Broker once flew to Europe to […]
[featured-video-plus] Intellichoice Explains the Importance of Understanding End Market Value for an Owner Builder This video will provide insight into how you should consider the End Market value for an Owner Builder Home Loan when making an application for a mortgage with us. Many lenders use the ‘Net cost of Land and Materials’ approach when […]
