Many companies worldwide remain clueless on the power of trade finance as a tool towards business growth. Advancement in technology has made business trading worldwide more accessible than in the past 20 years. With technology, businesses have become more interconnected ushering unprecedented improvements in terms of how easy it has become to do business these […]
Applying for owner builder loans for the first time can be stressful if you are clueless of the things to expect. This is because lenders can be very particular in approving applications for these loans. But with proper guidance from lenders and brokers, this can become a very rewarding experience. Applying for these types of loans can […]
The method of evaluating the value of a property is not always perfect. For those who do a self valuation on their properties, it is possible that you may not arrive with an accurate value. Common Mistakes in Self Home Valuation 1. Comparing With Properties for Sale in the Market In this situation, the value […]
Property valuation is the key to determine if the house you intend to sell or the home you intend to buy is indeed a good buy and within the current prices in the market. What is the Value of a Property? An estimate on the value of the property you are selling or buying is […]
There are different types of home loans. Distinct terms and conditions apply in particular mortgages making it different from one another. The process of applying and getting a mortgage approved also differs and depends on how will you use your property purchase. Will it be an investment or are you planning to make a home […]
Buying a home, through a loan in Australia has now become easier, even in the prime locations and cities of the continent. Cost of purchasing a home in main Australian cities such as Melbourne, Sydney, Brisbane, Canberra, and Perth have decreased since the beginning of 2019 up to March of this year. It is still […]
Bad credit car loans are your best option in securing car finance with bad credit history at tow. Getting approved for car financing does not only give you access to an automobile, but it also gives you the opportunity to improve your credit score. Buying a second-hand car would be ideal if you want to […]
Most Australians either have a credit card, a personal loan or both. If you have several accounts and loans to pay off, it can really be overwhelming. For some Aussies, carrying too much credit card debt and having loans becomes a dilemma, placing them in a stressful situation. If you are torn between repaying your […]
Do you own a house and would want to sell it but it happens to be under mortgage? Most houses in Australia, almost two-thirds of the population, own a home through a mortgage. After paying for your mortgage owned home for quite some time, you have finally decided to sell your property? Is this possible […]
Borrowing to avail a home is common in Australia. This is also possible for Australian citizens living and working abroad. However, the process is daunting compared to applying for regular home loans. To increase your chances of getting a home loan approved, even while living abroad, here are some tips you can follow for a […]
Some Australians living or working overseas still longs to go back to their homeland and build their dream home. You may not need it for now, but eventually, in the future, you will long to have your own home back in Australia. However, purchasing a home in cash is not easy. It has become a […]
Getting your first car, even your second is exciting. You can easily get a new car nowadays with a loan, especially with a good credit standing by your side. However, even with a steady income and stable personal finance, taking time to think before applying for a car loan is still essential. Finding the right […]
What happens when you miss a home loan repayment? Before you are faced with this situation, you should act fast even before or after missing a home loan repayment. If you feel like you won’t be able to fund your check or if you are honestly going to be late for loan repayment, fix the […]
Real Estate Commercial Loan are types of mortgage that are granted over the purchase of commercial property. This is different from a home loan as it does not require an LMI for low-deposit loans and have shorter loan repayment terms. Properties purchased for business use are considered commercial loans. A perfect example would be office […]
Moving to your new home is exciting. Finally having a place you can call home is personally satisfying, it is an achievement. However, moving to a new home is not always easy. Depending on the things you own, and the furnishings you would want to include in your new home, you may have to pack […]
In Australia, there are many types of insurance offered in the market. General insurance covers almost everything that does not involve life. General Insurance covers non-life insurance policies. This may include: Aircraft Bond Construction Insurance Consumer Credit Compulsory Third Party Insurance Cyber Risk Defamation Engineering Extended Warranty Farm, Crop, and Livestock General Property, Home and […]
Getting a home loan approved and repaying for one is a tough feat, even to those with good credit standing. Easier repayment scheme begins with getting a low mortgage rate approved on your application. Here are some tips you can follow to reduce your home loan rates and get the best deals possible for your […]
Pepper Money Loans had been known to be Australia’s leading non-bank specialist lending institution that works through several affiliated mortgage brokers. They are also a wholesale funder for several non-bank financial institutions. This non-conforming lender has been a trusted and reliable partner to Intellichoice Finance through the years. Specialist lenders were first designed to cater […]
A bad credit car loan makes it possible for you to secure your dream car. With a stable job and another source of income, you have managed to pay your car finance regularly and ahead of time, building your credit positively in the process. You have better control over your finances and even managed to […]
Applying for a refinance home loan is a good step to improve your finances. However, there are a few things to consider to fully maximize the advantages of a home loan refinancing. Getting a good grasp on how your home loan works make it easier for you to weigh if merging your personal loans into […]
