Owner Builder Loans Australia Your home may be one of the most important purchases you will ever make. It is a big decision and one that may have a long-term impact on your financial strategy. The challenge for an owner builder is to demonstrate to the lender the “intrinsic” value you bring to your project. […]
I have defaulted on my credit file …….will I be able to purchase a car???? There are financiers who provide bad credit car loans and specialists who can source them on your behalf; however, your eligibility will be determined by the nature and the severity of the credit impairment. Keep in mind that a car loan is securitized […]
How SMSF can work in the current climate Self Managed Superannuation funds are a hot topic of conversation at the moment. Some people are concerned about their super not working for them and are just not sure what to do. Not having control of your finances can be unsettling, especially as super is on the […]
Lending for Self Managed Super Funds When people start to turn their attention to their retirement planning and how they are going to fund the sort of retirement lifestyle they are hoping to achieve sooner or later they start to focus on their superannuation and very often, they start to look into lending for SMSF […]
Thinking about becoming an owner builder? There is something satisfying about completing your home as an owner builder, kicking back on the DIY balcony, beer in hand and admiring the view. Along the way, you may have also saved yourself some money and picked up some handy skills. But the fact is – being an […]
Have you ever dreamt of building your own house or renovating the existing one? Building a new home can be like a dream come true for many people but it is very costly and you may not be able to cover all the expenses without giving up on most of your savings. No matter at […]
Owner Builder Renovations George and Mary Ansett were looking to do a major renovation of their existing Colonial workers cottage. They needed more space and so developed plans to raise the house and build in underneath. They started off the project drawing down on the equity they had built up in their loan over the […]
The Tale of an Unprepared Owner Builder Like many couples, Mr & Mrs. Ascott wanted to build their dream home. They weren’t extremely wealthy but they had a bit of cash they could redraw from their loan. They had bought their home 10 years ago and it had appreciated in value significantly. Given the economic […]
Not everyone is as passionate about Owner Builder Loans as Intellichoice, a Brisbane based company that specialises in obtaining finance for Owner Builders throughout Australia. According to our CEO, the client projects that give him the most satisfaction are the ones who have already tried to get finance themselves. “I love it when clients come to […]
Do I need Good Credit to get a Home Loan Your credit score plays a big role in securing personal loans. These loans include home loans, car loans, emergency loans and other loans to be consumed for personal use. There are many advantages when applying for a loan with a good credit score. You get […]
How Owner Builder Loan Works This video will provide some insight into how we like to set up a loan ‘Draw-Down Stages’ for Owner Builder Loans. Intellichoice will endeavor to facilitate stages in a way that allows as much cash flow to remain with our clients during the home construction building process as possible; this […]
[featured-video-plus] Owner Builder Loan Difference vs Traditional Home Loans Owner builder loans are very different from the traditional home loans that we have in Australia. Unlike the usual mortgages homeowners avail, owner builder loans are more rigorous and require a different set of requirements, unlike regular home loans. In an Owner Builder setup, the client […]
Leaving Australian soon – or maybe already have? There are many things to consider about investing in Australian Property as an Expatriate, including facing potentially significant penalties if you fail to settle on time. Watch this video to gain a deeper understanding of issues that could arise. An Intellichoice Broker once flew to Europe to […]
[featured-video-plus] Intellichoice Explains the Importance of Understanding End Market Value for an Owner Builder This video will provide insight into how you should consider the End Market value for an Owner Builder Home Loan when making an application for a mortgage with us. Many lenders use the ‘Net cost of Land and Materials’ approach when […]
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