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5 Year Fixed Rate Home Loans
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intellichoice
Why Choose A 5-Year Fixed Rate Home Loan?
Home loan market trends are pointing to higher rates in the succeeding years. RBA states that it “expects to increase interest rates further over the period ahead.” Inflation and the labor market will guide mortgage trends, but the forecast is that inflation will affect the rates.
So if you are considering having a fixed home loan repayment scheme, then a 5-year fixed rate home loan can be the best choice. The long-term fixed mortgage protects you from market fluctuations that could unpredictably raise interest rates.
Our financial specialists at Intellichoice negotiate the most suitable 5-year fixed-rate home loans for you. We have over 50 lending partners who have a solid, reputable system. Our loan products benefit investors and owner-occupiers who aim for predictable interest repayments.
Want to calculate for a 5-year fixed rate home loan?
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intellichoice
Will You Benefit From a 5 Year Fixed Rate Home Loan?
It’s not always easy to commit to a long-term plan like a 5 year fixed rate home loan. After all, there is no accurate way to predict how the market will behave. You only have an educated guess when to lock in your repayments.
If you have the best insights from our experts here at Intellichoice, you gain an advantage when making home loan decisions. We provide data and advice – when rates are going up in the medium term, it will be a good move to fix the loan for five years. It’s also a good move if you don’t want to deal with the unexpected rise in repayments that could happen with a variable interest rate setup.
Is a 5-year fixed rate home loan right for you?
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Intellichoice
Make Your Mortgage Consistent
A 5-year fixed rate home loan requires in-depth research and data on inflation and market speculation. It is a significant decision that may suit certain clients but will be unsuitable for others.
Here are instances when a 5 year fixed rate home loan is the right choice:
- You want a steady rate of mortgage and do not have any plan to make large extra repayments
- You will keep your property without refinancing or selling it within the 5-year period
- You have determined that you can handle the repayments within that given time
If you think you need to sell, refinance the property, want a flexible loan with features, or project a varied income in the immediate future, a fixed rate mortgage won’t give you the flexibility to serve your needs.
Ready to secure your fixed-rate home loan?
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intellichoice
What Sets Intellichoice Apart
Committing to a long-term fixed mortgage takes careful consideration. Here at Intellichoice, we provide you with up-to-date market insight and deliver loan products that will be advantageous to your situation.
- Get the best rates. Our financial specialists do not just look at the rates; we evaluate setup fees, repayment fees, and other loan features. We have access to the most reputable lenders in the country.
- Simplify the process. We pride on taking care of our clients – no overwhelming and tedious paperwork to bog down your application. Our research and virtual process makes loan application fuss-free.
- Work with financial experts. Browsing on the internet won’t get you the best 5 year fixed rate home loan. Our specialists have deep market insight and lender connections to satisfy your mortgage terms. But more than that, our team is dedicated to understanding clients and making the loan process as smooth as possible.
Let us help you throughout the mortgage process