Here’s the deal: applying for an owner builder loan with traditional banks can be challenging. Many banks are geared toward standard home loans and view owner builder homes as higher-risk ventures. Even applicants with impeccable credit history face rejections due to the perceived complexities that are involved in a self-managed build.

The best approach is to showcase project value and we can certainly help. Our brokers understand what banks look for when assessing an owner build application. We have decades of experience knowing what criteria lenders employ and provide you with crucial support in preparing documentation and lodging your application. Intellichoice is here to step up and make a difference for your application.

Owner builder loans need payments by stages, which means you must receive the funds as each construction project is completed, unless we can organize an alternate payment schedule. Therefore, owner builder clients need a construction loan specialist team well-versed in documentation, construction planning, and ensuring banks validate each phase’s completion. With our services, you can mitigate risk and display transparency to your chosen lender. After your build is complete, we can also facilitate the loan’s transition to mortgage payments.

Explore tailored owner builder loan solutions with us. We have a network of reputable lenders all over Australia. Whether you are an owner builder or have obtained an independent builder, we find financial resources precisely aligned with your project – from start to finish.