Home Loan Offset Calculator

This calculator helps you estimate how much interest and loan term you can save using the loan amount, property taxes and the interest rate of the loan to determine what your monthly payments on an offset mortgage would be.

Conclusion: It does not take into account any possible fees i.e. up-front fees or ongoing fees. Interest rate does not change over the loan term. Interest is calculated by compounding on the same repayment frequency selected, i.e. weekly, fortnightly, monthly. In practice, interest compounding frequency may not be the same as repayment frequency.

Why Partner with Intellichoice?

New construction and renovations are both exciting and stressful: there are many factors to consider before you even choose your first paint colour! To reduce some of the time and strain it takes to manage the financial side of the project, let us put our expertise to work for you.

• Spend your time choosing fixtures, not finding lenders. We’ll save you time up-front by putting together a comprehensive application that meets lender requirements.
• Get the best rates. With access to more than 50 lenders, we source the best loan package for your specific construction needs.
• Simplify the process. We guide you through the paperwork and create a straightforward experience.
• Work with a responsive team. We partner with you from start to finish and stay in touch every step of the way.