Purchasing Your Own Home is an Important Life Milestone for Many People

Buying a home with poor credit file is not impossible. There’s a possibility that some lenders will be able to recognize that poor credit doesn’t necessarily mean you will default on a mortgage due to uncontrollable life events, such as suddenly losing your job, going through a separation or divorce or encountering a sudden illness, you may have ended up with some black marks on your credit.

However, having bad credit may not block you from getting a home loan and owning your own home or investment property. WE’LL GET YOU THE BEST DEAL You may have to pay a larger deposit and a higher interest rate because you cannot avail of home loans from mainstream lenders.

However, we will negotiate hard on your behalf to bring down the burden.We have a wide range of lenders who will accept borrowers with paid and unpaid defaults, discharged bankruptcy claims, mortgage arrears and a high number of credit inquiries on their credit files.

Darin Hindmarsh

Darin Hindmarsh founded Intellichoice in 2003 and has worked in lending and credit assistance since June 2000. With extensive experience in owner builder, construction and specialist finance, he is committed to helping clients understand their options and ensuring they receive attentive, personalised service throughout their finance journey.

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